Not so fast: U.S. restaurant workers seek ban on surprise scheduling

The text message came as Flavia Cabral walked to a McDonald's restaurant in Manhattan for her 6 p.m. shift on a May evening. Cabral said she was not too surprised. "Every week you're guessing how much money you're going to get and how many days you're going to work," said Cabral, 53, who has been employed at McDonald's for four years.But a measure of relief is coming for Cabral and 65,000 other New York City fast-food workers whose schedules and incomes often change with little or no notice.

Why married couples should have separate bank accounts

According to a creditcards.com report, approximately 7.2 million Americans (4.4 million men and 2.8 million women) have hidden a bank or credit card account that their live-in spouse or partner doesn’t know about. Many of us remember the sheepish feeling of having to ask our parents for money growing up.

If you like paying hefty tax bills, stick with your regular 401(k)

If you are looking forward to a retirement spent paying hefty tax bills, a traditional 401(k) plan may be your twisted ticket to happiness. Once you turn age 70½, you are forced to start taking money out of your traditional 401(k) annually — the more polite terminology is "required minimum distribution" — and every penny you withdraw will be taxed as ordinary income. The perverse reality is that the more you have socked away for retirement in traditional accounts, the bigger your RMD tax bills will be, even if you don't need the cash to cover living expenses. And those RMDs just might boost your taxable income to a level that triggers owing more tax on Social Security benefits and being hit with

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