Thousands are flocking to a credit card that helps people repair their bad FICO scores and avoid payday loans

•  Millions of Americans with subprime credit scores don't have access to credit cards or any other reasonably priced way of borrowing money. • Instead, when they're cash crunched, they often turn to expensive options like payday loans, which commonly charge interest rates of 400%. • Thousands are trying a new credit card that's filling the void left by traditional banks.

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  3 of the Best Credit Card Perks for Cardholders with Excellent Credit -- The Motley Fool

  The Motley Fool
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  How Many Credit Cards Should You Have? -- The Motley Fool

  The Motley Fool

Inside Facebook's plan to eat another $350 billion IT market

On an ordinary work day in mid-2016, a handful of Facebook engineers were sitting on the couches in a corner of the company's Menlo Park, California, headquarters when one of them tossed out a wacky idea. "It can't be so difficult to build our own system," the engineer said, referring to the telecom equipment that sends data across cables and wireless networks, and which the engineer suspected could be made to operate faster and cheaper than the pricey equipment sold by big vendors like Nortel, Huawei, Ericsson, Cisco or Juniper Networks. The engineer was suggesting building the telecom industry's first "white box" transponder, made with off-the-shelf parts such as chips from Broadcom and Acacia Communications, optical equipment from Lumentum, and software from one of the many new networking startups cropping up these days.

Couple who paid off $18,000 in 54 days shares their No. 1 money saving tip

David Cahill and his wife Meg managed to eliminate $18,000 worth of student loans in 54 days , thanks mostly to extreme saving. "Our mantra became, Sacrifice now in order to be able to win later," Cahill tells CNBC. As soon as he and his wife committed to paying off their loans aggressively, "we actually sat down with our friends and told them about the ambitious plans that we had and asked them to provide us accountability," Cahill says.